The agencies listed below provide information and assistance regarding mortgage and homeownership issues, including federal and state mortgage foreclosure prevention programs for struggling homeowners.  Impacted homeowners can contact the HOPE NOW Alliance, Making Housing Affordable.gov and HUD’s Federal Housing Administration to determine eligibility. 

Fair Isaac Corporation (FICO)
Free Assessment of Eligibility for Assistance and Free Mortgage Counseling

http://www.mortgagereliefonline.com

U.S. Department of Housing and Urban Development (HUD)
Tips for Avoiding Foreclosure / California HUD-Approved Counseling Agencies

http://www.hud.gov/foreclosure/

Federal Housing Administration (FHA)
Preventing Foreclosure and Keeping Your Home/ FHASecure Program / Refinance Options

http://www.fha.gov

Internal Revenue Service
Questions and Answers on Home Foreclosures and Debt Cancellations

http://www.irs.gov

State of California Foreclosure Resources
Consumer Home Mortgage Information

http://www.yourhome.ca.gov/mortgage-help.shtml

Making Home Affordable
Refinancing / Modification

http://www.makinghomeaffordable.gov

HOPENOW Alliance
Support and Guidance for Homeowners

http://www.hopenow.com